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Diana K. Cochrane
Stuart D. Colburn
Jay R. Downs
R. Christopher Esson
R. Lynn Fielder
D. Rynn Freiling
John V. Fundis
Adrienne Gasser
Richard P. Hill
Laura Shelton Horn
Tab H. Keener
Tara S. Kern
Christopher M. Losey
Frances A. Lout
Janice G. Menzies
Charles E. Morse
David R. Pettineo
Philip P. Romero
Laura D. Schmidt
Andrew Z. Schreck
Wendy D. Schrock
Timothy U. Stanford

Jeremy J. Cook
M. Gaddy Wells
Carolyn Mitchell


Frances A. Lout

Frances A. Lout
[email protected]

As a director of Downs . Stanford, Ms. Lout's primary area of practice is Workers' Compensation. She is board certified in Workers' Compensation Law by the Texas Board of Legal Specialization. Ms. Lout oversees this group within the firm and manages Workers' Compensation scheduling for all of the attorneys, in addition to handling her own docket of claims. Ms. Lout has also handled a general insurance defense practice, including premises liability, toxic torts, third party actions, and subrogation. She was instrumental in drafting a change to the Texas Labor Code, which benefits employers with union contracts. In addition, Ms. Lout is the choice of counsel for several large national corporations when it comes to Texas workers' compensation matters. She frequently provides educational presentations for adjusters, employers, and other attorneys.

Bar Admissions

  • State of Texas (1988)
  • United States District Court—Northern District of Texas

Professional Affiliations

  • State Bar of Texas
  • Dallas Bar Association
  • Risk and Insurance Management Skills Group


  • Southern Methodist University, J.D., 1988
  • Texas Women's University, Master of Education, 1985
  • North Texas State University, B.S., 1975

Lectures (Selected Topics)

  • "Ethics and Bad Faith"
  • "Compensability and Defenses"
  • "Supplemental Income Benefits"
  • "Workers' Compensation 101 for Employers"
  • "Employer's Rights"

Board Certifications

  • Board Certified in Workers' Compensation Law, Texas Board of Legal Specialization